What's Covered?

Accidental stains including food, drinks, human and pet bodily fluids

Accidental damage including rips, tears, chips and burns

Malfunctions and defects including frame breakage or warping, metal bending or mechanical defects (after the manufacturer's warranty expires)

No charge or excess for repairs or replacements (up to the insured value of the item)

What's Not Covered?

Damage in transit, commercial use, normal wear and tear, any deliberate harm